Save to Win Up to $50,000
Big Prize Savings is a savings account that lets you build smart savings habits while also giving you the opportunity to win cash prizes. With this account, the money you save can earn you chances to win cash prizes up to $50,000. All you have to do is keep at least $500 in your account every day and you’re automatically entered to win. Plus, there's nothing to lose.
$1,000
Every Month
$10,000
Every Quarter
$50,000
Every Year
- $25 opening deposit
- No monthly service fee
- Earn competitive interest on balances over $500
- Must be 18 years of age or older to open this account
- Earn entries for every $25 saved^
- Keep a balance of at least $500 to be eligible for prizes
- Monthly cash prize winners!
Ready to get started? Open your new account in just 3 minutes or less. It's quick, easy, and secure—start now!
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View Our Rates
As of 12/22/2024
Account
Opening Deposit
Minimum Balance for APY
Dividend Rate
APY
Big Prize Savings
$25
$500
$3,000
0.05%
0.05%
0.05%
0.05%
Regular Savings
$50
$500*
$3,000
0.05%
0.05%
0.05%
0.05%
APY=Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $500 minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.
^Must be 18 years of age or older to open a Big Prize Savings Account. $25 opening deposit required. A minimum of $500 average monthly daily balance is required to be eligible for prize drawings. The standard dividend rate applies with a minimum balance of $500. Exclusions for American First employees, volunteers, family members, and their households apply. Personal accounts only. Other exclusions may apply. The Official Big Prize Savings Rules on this site supersede all print, digital, and other marketing material.
