Archive - May 2020

Bite of Reality (BOR) aims to educate adolescents on real-world finances in an engaging simulation. It’s a FREE interactive financial literacy event that American First Credit Union hosts along with other credit unions in the nation. Our aim is to help young people learn the importance of saving money, developing wise spending habits, living within your means, and planning for their future!

Participants...

Big Prize Savings (BPS) is a savings account at American First Credit Union that rewards you with chances to win cash prizes by saving more. There are monthly, quarterly, and yearly prizes. Part of our mission is to promote better savings habits, so we encourage them with a savings product exclusive to American First.

We offer a chance to win $1,000 every month. On top of that, you have the chance to win $10,000...

Welcome to American First Credit Union’s new online home! We listened to a lot of feedback and suggestions to bring you our new and improved website.

We’re still the credit union you can rely on for all your financial services, but with a revamped online experience. Our goal was to bring American First to modern standards making browsing accessible, efficient, and effortless...

Do you feel like you’re always trying to save but never reach your savings goals? Sometimes, we can make it too complicated or have too rigid a plan that causes us to give up on it altogether. Now, you can make the time to save by following these bare-bones tips.   

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American First Credit Union is founded on the credit union legacy of “people helping people.” In that spirit, we serve our local communities in a variety of ways. Caring First is our mission to help neighboring people and communities: a humanitarian effort that we have been part of for decades.

You may have seen associates helping restore Boys & Girls Clubs in Fullerton, providing financial education to youth at...

American First Credit Union sought to partner with a local organization to carry the credit union legacy of “people helping people.” The Credit Union helped beautify and restore Boys & Girls Clubs across the City of Fullerton as part of its community service day.

With a group of 100 volunteers working together for one cause, Credit Union associates fanned out across four sites to paint walls,...

American First Credit Union (AFCU) associates donated over 150 presents as part of The Angel Tree Program, a holiday gift drive established by Crittenton Services for Children and Families (CSCF).

CSCF is a non-profit organization headquartered in Fullerton that focuses on serving system-involved children, youth, and families via child and mental health advocacy. Through the program, CSCF...

If you’re shopping for a home, you’ve probably heard of an Adjustable Rate Mortgage, or ARM. It’s a type of home loan with an interest rate that changes over time.

The main perk is that it usually comes with an initial low rate, making it an attractive choice for new buyers who may be just starting out in life, or who can’t afford the higher payments of a fixed-rate loan. Likewise, even though the rate will increase in the future, it can also dip, saving you money.

However,...

Scores of people may be struggling to pay mortgages, keep up with student loans, or even put food on the table for their families. Even if you are able to survive on savings, the fear of losing income with no end in sight can be overwhelming.

Fortunately, there are steps you can take to keep up with your financial obligations during this difficult time. Check out these three important tips:

Furloughed...

Many Millennials, who graduated during a time of job scarcity and enormous student debt, are more than a little skittish about financial matters. After all, in addition to their own challenges, many saw their parents’ generation struggle with layoffs, stock market losses, and the housing crisis. Still, there’s a lot that today’s 20-somethings can do to build a brighter financial future.

If...