Refinance
Are you looking to get a better rate on your current commercial real estate loan? Perhaps you want to reduce your monthly payment or you're looking to improve cash flow. Whatever your reason, you can trust the American First lending team has the knowledge and experience to work with you. If you have questions or want more information about refinancing your commercial real estate loan, please contact one of our Commercial Real Estate Loan Officers.
Cash-Out Refinance
Cash-out refinance is a critical tool that allows you to reinvest your initial down payment on your commercial real estate loan.
Renovate the property you purchased
Purchase another property
Pay down debt
Use a Nationwide Direct Lender
- Loan amounts $1M to $10M
- Loans with and without pre-payment penalties
- Lower payments with 10, 14, or 15-year terms and amortizations up to 30 years
- 5, 7, and 10-year fixed and adjustable rates
- Primary, secondary, and tertiary markets
- 3 and 5-year interest-only loan option (25 year amortization)
- Full or non-recourse loans
- All loans serviced in-house
- Dynamic pricing based on location, LTV, and other factors
- Partner directly with borrowers and brokers
Save up to $1,100 Off Closing Costs
Save $550 with our Low LTV Special. Repeat borrowers receive an additional $550 off closing costs.
Limited Time Only. Available only for Western United States properties with a maximum 55% LTV (loan-to-value).
Meet Our Commercial Real Estate Team
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Teanna Timmons
Sr. Commercial Real Estate Loan Officer
Commercial Real Estate
Phone: (858) 201-0443
Email: ttimmons@amerfirst.org
CloseTeanna Timmons
Since joining American First Credit Union in 2016, Teanna has originated nearly $125MM in commercial real estate loans for the credit union and was the top producing loan officer in 2019. Teanna works with a broad range of loan brokers and borrowers to quickly analyze new financing opportunities to determine if they are a fit. Her strategic and tactful approach during the loan process has contributed to her success. She values both external and internal relationships and is always open to forming new relationships in the industry. She specializes in all major commercial real estate property types: multi-family, manufactured housing communities, self-storage, retail, office, and light industrial. Contact her for a loan quote. -
Anthony Gallego
Sr. Commercial Real Estate Loan Officer
Commercial Real Estate
Phone: (562) 237-5044
Email: agallego@amerfirst.org
CloseAnthony Gallego
Anthony Gallego joined American First Credit Union in September 2019 as a Commercial Real Estate Loan Officer. He brings over 15 years in the real estate/mortgage industry. He specializes in permanent financing on Apartments, Manufactured Housing Communities, Retail, Light Industrial, Office, Self-Storage facilities, and single-tenant, net lease properties (QSRs, Pharmacies, Grocery Stores, etc). Anthony holds a Master of Business Administration (M.B.A.) focused in Finance from the University of La Verne. He also holds a Real Estate Salesperson License from the California Department of Real Estate. Outside of work, he enjoys spending time with his family, cycling, the outdoors, and volunteering with non-profit organizations that serve the community. He is also a member of the Brea Rotary club. -
Jeremy Jorgensen
Sr. Commercial Real Estate Loan Officer
Commercial Real Estate
Phone: (562) 665-0885
Email: jjorgensen@amerfirst.org
CloseJeremy Jorgensen
Jeremy’s Commercial Real Estate experience initiated in 2012, with the sale and acquisition of multi-family properties. His passion for assisting clients came to fruition through identifying value-add opportunities. His lending experience began as an underwriter, specializing in multi-family, light industrial, and multi-tenant retail. Since joining American First Credit Union, Jeremy has continued to broaden his knowledge set to also lend on mobile home parks, self-storage, and drive-thru restaurants across the contiguous 48. His diversified real estate experience-paired with his Master of Business Administration and a concentration in Finance allows him to meet the vast needs of his direct client relationships and brokers. Jeremy provides his clients with consistency and integrity. His goal for each client is the creation and perpetuation of wealth through Real Estate. -
Robert Farrington
SVP of Commercial Real Estate
Commercial Real Estate
Phone: (562) 448-4819
Email: rfarrington@amerfirst.org
CloseRobert Farrington
Celebrating twenty-five plus (25+) years of lending and senior leadership at various institution types (banks, CMBS, credit unions). Created and leads the Commercial Real Estate platform at American First Credit Union since 2015. Experience ranges from hiring and mentoring staff to creating and improving loan programs, writing board policies and procedures and lending programs, analyzing and quoting prospective loans, successful loan origination, detailed underwriting, loan administration management, loan participations, asset management, and excellent customer service. We have an amazing team.