Purchase
Whether it's your first time buying a house or you're looking for an additional place to call 'home,' it's important to work with a lender who you can trust. Choose from a wide range of attractive mortgage programs, all designed to get you into the home of your dreams, on your terms.
- Low down payment programs
- Variety of terms
Refinance
Whether you're looking to lower your monthly payments, make renovations, or take advantage of your home's equity to finance a major purchase, refinancing your home with us is a great option.
- Reduce your monthly payment
- Reduce your interest rate
- Reduce the term of your loan
- Provide financial flexibility to pay off debt
Get Pre-Qualified
Getting pre-qualified for your home loan gives you insight into how much you can borrow as you search for your home. You can complete our short online form in just 5 minutes and a loan officer will contact you to guide you through your next steps.
Planning for Your Next Home
Is buying a home or refinancing the right choice for you? What kind of rates are available? How much will you qualify to borrow? We can help provide answers to your questions. Learn more about the resources we offer to allow you to make informed decisions about your home loan.
Home Loan Rates
Mortgage Calculators
Find Answers to your Home Loan Questions
Mortgage Loans We Offer
Fixed-rate mortgages
Your interest rates stay the same so you can plan your finances around your repayments. Several loan terms available.
Adjustable-rate mortgages
Interest rates can change throughout the term of a loan after an initial fixed period. This is an ideal option for someone who is interested in a short-term ownership of their home.
Protect Your Home
American First Credit Union partners with TruStage Insurance to offer several forms of property insurance. Whether you're purchasing a house, buying a condo, or renting an apartment, we can provide you with coverage for your home.
Earn Rewards With HOMEAdvantage™
Search, buy, sell and save... on your next home with American First! Together with HOMEAdvantage™, we now offer a range of member benefits from finding a home to selling your property. When you use one of the agents in our network to buy or sell your home, you qualify to earn Cash Rewards at closing.
