Savings Accounts We Offer
A smart savings strategy benefits you throughout your whole life. At American First Credit Union, we offer savings account for members of all ages. From youth accounts to teach your children the value of savings, to our Big Prize Savings Account that allows you to earn entries to win money based on how much you save, we give you plenty of options to choose from.
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Our Savings Rates
As of 12/21/2024
Account
Opening Deposit
Minimum Balance for APY
Dividend Rate
APY
Big Prize Savings
$25
$500
$3,000
0.05%
0.05%
0.05%
0.05%
Regular Savings
$50
$500*
$3,000
0.05%
0.05%
0.05%
0.05%
Safari Club (Age 12 or Younger)
$5
$5
0.25%
0.25%
Start Smart Savings (Ages 13 to 17)
$5
$5
0.25%
0.25%
Holiday Club Savings
$5
$5
0.25%
0.25%
Goal Setter Savings
$50
$500*
$3,000
0.05%
0.05%
0.05%
0.05%
Premium Money Market
$2,500
$2,500
$10,000
$50,000
$100,000
0.07%
0.10%
0.20%
0.25%
0.07%
0.10%
0.20%
0.25%
IRA Savings
$50
$500
0.05%
0.05%
Direct Deposit Certificate Builder
$10
$10
0.15%
0.15%
APY = Annual Percentage Yield. The rate may change after the account is opened and is accurate as of the last dividend declaration period. *Balances under $500 minimum are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.
