Financial Wellness Counselors
We care about your financial wellness. That's why we've partnered with BALANCE to provide you with access to confidential, no-cost financial counseling services to help you develop a sensible budget for your financial life.
- Budget plan
- Money management
- Debt repayment
- Credit report review
- Financial goal-setting
- Identity theft solutions
October Webinar – FAFSA: The Key to Unlocking Financial Aid
The Free Application for Federal Student Aid (FAFSA) is a government form that streamlines the financial aid process, which can help reduce your student loan burden. This workshop covers FAFSA basics, as well as provides insight into the application process, how to complete the FAFSA online, federal requirements, and receiving and maintaining federal financial aid.
Session 1: Tuesday, October 8, 2024
Time: 10:30 a.m. PT / 1:30 p.m. ET
Session 2: Thursday, October 17, 2024
Time: 5:30 p.m. PT / 8:30 p.m. ET
Financial Wellness Checklist
1. Build an Emergency Savings (3 to 6 Months)
- Open an account with us and take advantage of your member benefits
- Determine how much you need in your savings account and by when
- Use automated savings to pay yourself first!
2. Strengthen your Credit Score (FICO 720+)
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
3. Kick-off a Goals-Based Budget
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
4. Minimize Bad Debt (Credit Cards and Personal Loans)
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
5. Achieve Home Ownership
- Contact us to discuss the Home Buying process
- Call 888-456-2227 to speak with a certified financial counselor about how to prepare for home ownership
- Or for online resources, visit amerfirst.balancepro.org
6. Tackle College Tuition (For You or Your Children)
- It's never too soon to start saving for college with youth savings, Coverdell Education IRA solutions, and share certificate options
- Determine how much you need for college and by when
- Use automated savings to pay yourself first!
- For other college savings options, like 529 Plans, speak with our Investment Advisor
- Learn more about Student Loans
7. Prepare for Retirement and Your Future
- It's never too soon to start saving for retirement, we have Traditional and Roth IRA options
- Determine how much you need for retirement and by when
- Use automated savings to pay yourself first!
- For other retirement savings options, speak with our Investment Advisor
- Or for online resources, visit amerfirst.balancepro.org
8. Build Wealth and Gain Financial Freedom! (Be Debt Free)
- For other options for your money, contact us
- Call 888-456-2227 to speak with a certified financial counselor to assist you with wealth building advice
- Or for online resources, visit amerfirst.balancepro.org
