Financial Wellness Counselors
We care about your financial wellness. That's why we've partnered with BALANCE to provide you with access to confidential, no-cost financial counseling services to help you develop a sensible budget for your financial life.
- Budget plan
- Money management
- Debt repayment
- Credit report review
- Financial goal-setting
- Identity theft solutions
May Webinar – Retirement Planning Later in Life
It’s one of the most important financial considerations for anyone today. And as you get closer to retiring, it becomes more critical to have a solid plan of action. This workshop focuses on deciding when to retire, investment options, estate planning, Social Security benefits, and healthcare considerations.
Session 1: Tuesday, May 14, 2024
Time: 10:30 a.m. PT / 1:30 p.m. ET
Session 2: Thursday, May 23, 2024
Time: 5:30 p.m. PT / 8:30 p.m. ET
Financial Wellness Checklist
1. Build an Emergency Savings (3 to 6 Months)
- Open an account with us and take advantage of your member benefits
- Determine how much you need in your savings account and by when
- Use automated savings to pay yourself first!
2. Strengthen your Credit Score (FICO 720+)
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
3. Kick-off a Goals-Based Budget
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
4. Minimize Bad Debt (Credit Cards and Personal Loans)
- Visit annualcreditreport.com to get your free credit report
- Call 888-456-2227 to speak with a certified financial counselor and get advice on how to maximize your credit score
- Or for online resources, visit amerfirst.balancepro.org
5. Achieve Home Ownership
- Contact us to discuss the Home Buying process
- Call 888-456-2227 to speak with a certified financial counselor about how to prepare for home ownership
- Or for online resources, visit amerfirst.balancepro.org
6. Tackle College Tuition (For You or Your Children)
- It's never too soon to start saving for college with youth savings, Coverdell Education IRA solutions, and share certificate options
- Determine how much you need for college and by when
- Use automated savings to pay yourself first!
- For other college savings options, like 529 Plans, speak with our Investment Advisor
- Learn more about Student Loans
7. Prepare for Retirement and Your Future
- It's never too soon to start saving for retirement, we have Traditional and Roth IRA options
- Determine how much you need for retirement and by when
- Use automated savings to pay yourself first!
- For other retirement savings options, speak with our Investment Advisor
- Or for online resources, visit amerfirst.balancepro.org
8. Build Wealth and Gain Financial Freedom! (Be Debt Free)
- For other options for your money, contact us
- Call 888-456-2227 to speak with a certified financial counselor to assist you with wealth building advice
- Or for online resources, visit amerfirst.balancepro.org
