Posted On: July 12, 2024 by American First Credit Union in: Loans
Recent Blog Posts
7 Things to Look Out for With 0% APR Auto Loan Offers
Posted On: July 12, 2024 by American First Credit Union in: Loans
Navigating the world of auto loans can be confusing, but knowing your options is the first step to making a smart financial decision. In this article, we'll look at two popular choices: the enticing 0% APR offers from dealerships and the often advantageous pre-approval from your local credit union. By comparing the two, we aim to equip you with the knowledge to choose the best financing option for your next vehicle purchase.
What is a 0% APR Auto Loan?A 0%...
Online Banking: Why You Should Go Mobile
Posted On: December 20, 2023 by American First Credit Union in: Banking, Digital Banking
In the world of modern banking, going mobile offers a whole range of advantages that make managing your money easier than ever. From instant alerts that keep you in the know to convenient customer support options, mobile banking brings your finances right to your fingertips. We will discuss some of the benefits that make mobile banking an excellent choice for staying on top of your finances.
Easy Access to Your AccountWith online banking, you can easily access your account whenever...
Get Ahead: Begin Your Financial Planning Now for 2025
Posted On: December 20, 2023 by American First Credit Union in: Savings
As the new year approaches, there's no better time to lay the groundwork for your financial success. Whether you're aiming to save for a major purchase, build an emergency fund, invest wisely, or simply gain better control over your finances, careful planning and strategic decision-making are essential. In this blog, we'll walk you through a series of insightful strategies to empower you to take charge of your financial future in 2025.
Assess Your Current Financial SituationAssessing...
Financing College: Understanding Student Loans
Posted On: October 17, 2023 by American First Credit Union in: Loans, Savings
Navigating the world of college financing can be daunting, but understanding your student loans is a crucial step toward achieving your future goals. In today’s blog, we will delve into all aspects of student loans with helpful insights to empower your decisions as you embark on your college journey.
Federal Student LoansFederal...
Budgeting Tips and Tricks for Travel This Holiday Season
Posted On: October 10, 2023 by American First Credit Union in: Budgeting, Holiday, Savings
Planning a trip during the busy holiday season doesn’t have to strain your finances. With our helpful budgeting tips and tricks, you can make the most of your holiday travel budget! Whether you’re flying across borders or exploring local gems, our guide will help ensure that your journey is memorable and cost-effective.
Early PlanningCracking the Credit Code: The Ultimate Guide to Decoding Your Credit Score
Posted On: September 26, 2023 by American First Credit Union in: Credit
Your credit score is one of the most important numbers in your financial life. It affects everything from your ability to get a loan or credit card to the interest rates you'll pay on those loans or cards. Understanding how your credit score is calculated can seem like a daunting task, but it doesn't have to be! Today, join us as we explore all of the questions you might have for decoding your credit score.
What...Retire in Style: Discovering the Benefits of an IRA for Your Future
Posted On: September 22, 2023 by American First Credit Union in: Investing, Savings
Have you already started retirement planning? Utilizing an Individual Retirement Account (IRA) can be very helpful when starting to plan for retirement. In today’s blog, we will share information with you about what an IRA is, the benefits of using an IRA, and when is the best time to start planning!
What Is an IRA?An...
Beyond Transactions: The Hidden Advantages of Relationship Banking
Posted On: September 22, 2023 by American First Credit Union in: Banking, Community
Relationship banking goes beyond mere transactions and evolves into a dynamic and personalized experience. Relationship banking is a customer-centric approach that emphasizes building long-term connections and understanding your unique financial needs and goals. Unlike traditional banking, which often focuses solely on individual transactions, relationship banking nurtures a deeper relationship between you and your financial...
When to Tap Into a Home Equity Line of Credit
Posted On: September 22, 2023 by American First Credit Union in: Home, Loans
There are so many benefits to being a homeowner. A huge benefit of homeownership is the ability to utilize your home’s equity as a secret weapon. A home equity line of credit (HELOC) provides a convenient way for homeowners to access funds for various purposes, such as home improvements, debt consolidation, education, or unexpected expenses. In today’s blog, we’ll give you the basics of a HELOC and the best...
The Basics: Achieving Financial Security
Posted On: July 18, 2023 by American First Credit Union in: Banking, Savings
Attaining financial security stands as an essential goal for all individuals, demanding unwavering commitment and discipline. As it can be easier said than done, achieving financial security involves careful planning, disciplined financial management, and making informed decisions. Keep reading as we dive into the journey of achieving financial security.
The Goal of Financial SecurityAchieving financial security can look different depending on your situation, but the route...