-
Date Night on a Budget
February 7, 2022
Categories: General, Savings, Youth
It’s easy to skip out on date nights as life gets busier, and especially when money becomes tight. Making intentional time to spend with your partner each week or month is so important, and date night doesn’t always have to be extravagant. There are lots of sweet date ideas that cost little to nothing, so try some of these ideas on your next free night!
Cheap BabysittingIf you have kids and don’t...
-
Make 2022 Your Best Financial Year Yet
February 1, 2022
If your new year's resolution is to take control of your finances, you’re in the right place. We’re here to give you some ideas on how to make 2022 your best financial year yet. All it takes is some time, discipline and lots of motivation!
1. Figure out your monthly income.The first step is to start from scratch, which means re-evaluating exactly how much money you have coming in each month....
-
The Cheapest Ways to Travel
January 10, 2022
Categories: General, Holiday, Savings, Youth
It can be difficult when your goal for the year is to see more of the world, but you don’t have a huge budget to work with. Between flights, lodging and food, a quick weekend trip can turn into a trip that breaks the bank. Here are some ways to still experience the thrill of traveling while keeping the experiences relatively cheap:
Go CampingThere’s nothing...
-
Planning a Summer Vacation on a Budget
August 2, 2021
Categories: General, Holiday, Savings, Youth
There is no doubt that we could all use a vacation after this year! But that doesn’t mean we’re ready to blow the entire bank account on a trip. You just need to know how you can get savvy about saving on your vacay. Check out these tips for planning a summer vacation on a budget!
Set a Budget Before You PlanJust like we suggest not searching for houses or wedding dresses before you set a budget, you’ll...
-
7 House Buying Tips to Save Money
July 12, 2021
Categories: General, Home, Loans, Savings
It’s finally house-hunting season and you could not be more excited to get the ball rolling on your big purchase! Before you hit the road or the search bar, consider these 7 steps.
1. Know Your LimitsBefore signing the papers or falling in love with the first home you see, be realistic about what is in your budget. We recommend spending no more than 25 percent of your monthly income on the mortgage....
-
How to Buy a Car – and Actually Save Money
July 5, 2021
Is your current car on the fritz or have you been eyeing that shiny new Jeep you see parked at a dealership on your way to work every morning? If you’ve been hesitant to buy a new vehicle because you’re worried about it costing too much, here are some ways that you can get the car you’ve had your eye on while still saving money.
Get Pre-ApprovedBefore starting your search, you should get pre-approved...
-
How to Slowly Increase Your Savings Game
June 14, 2021
Saving money over time is often one of the hardest things for a household to do. Between monthly bills, household essentials and, daycare, you may ask yourself, ‘is there anything left to save?’ If this sounds like you, read these tips to increase your savings game over time!
Stick to Your Monthly BudgetSticking to a budget is a simple concept, but in reality, it can...
-
Spring Clean Your Finances
May 3, 2021
Its Spring! With the new season comes a new energy and attitude which we want to take full advantage of! Over the last year and this winter, it’s been easy to get into a financial rut or overspend on subscriptions which is why it's time to purge your finances. Keep reading to see our top tips to help you spring clean your finances!
Sweep Away SubscriptionsYou’ve heard this before, but it...
-
Is it Time to Open Accounts for your Children?
April 15, 2021
According to a recent survey, only five percent of adults received any kind of financial education in school. It is a scary statistic, and may partially explain consumers’ record-high credit card and student loan debt.
If you want to equip your kids with the tools to be financially secure adults, a good place to start is with a savings or a checking account. Once they see money going in and coming out, it can drive home a lesson about money management.
Wondering...
-
How to Make Your Child Financially Capable
April 7, 2021
Most parents understand that they should teach their kids about money. Knowing where to start, on the other hand, is another story.
Fortunately, the Consumer Financial Protection Bureau (CFPB) recently released a guide to help families raise money-smart kids. In it, the CFPB discusses practical ways to build and measure financial capability in children.
Here are a few important takeaways from the guide paired with our own tips for making your child financially capable:
Read More