Loans

Navigating the world of auto loans can be confusing, but knowing your options is the first step to making a smart financial decision. In this article, we'll look at two popular choices: the enticing 0% APR offers from dealerships and the often advantageous pre-approval from your local credit union. By comparing the two, we aim to equip you with the knowledge to choose the best financing option for your next vehicle purchase. 

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Navigating the world of college financing can be daunting, but understanding your student loans is a crucial step toward achieving your future goals. In today’s blog, we will delve into all aspects of student loans with helpful insights to empower your decisions as you embark on your college journey.  

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There are so many benefits to being a homeowner. A huge benefit of homeownership is the ability to utilize your home’s equity as a secret weapon. A home equity line of credit (HELOC) provides a convenient way for homeowners to access funds for various purposes, such as home improvements, debt consolidation, education, or unexpected expenses. In today’s blog, we’ll give you the basics of a HELOC and the best...

A Home Equity Loan and Home Equity Line of Credit are both loans that use your home as collateral. Though they are very similar, they are different loans. Keep reading to learn what a Home Equity Loan and Home Equity Line of Credit are, their differences, and their benefits!

A Home Equity Loan and Home Equity Line of Credit, commonly known as a HELOC are both loans which use your home as collateral. Both are...

Buying a home is a big deal. Here are a few of the best-kept secrets you need to know before buying a house. 

The first secret for purchasing a home is to scope out the neighborhood you are thinking of buying in and do it a lot. The reason you should do this is to see if it is an enjoyable place to be and that it is a neighborhood you could envision yourself and your family being a part of. 

Driving...

Questioning if you are prepared to become a homeowner? Here are six helpful tips to break down buying a home and what you need to be prepared for. Purchasing a home can be a stressful process. Let these recommendations set you up financially and emotionally when you are ready to pull the trigger on buying. 

Maybe you have reached your savings goal or have gotten...

Just by glancing at a single number, lenders can determine how financially responsible you are and decide whether to lend you money or not. Your credit score determines other important things like interest rates as well, which is why it’s so important to make sure your score is good. If you don’t have the greatest credit score, here are some basic ways you can improve it.   

Paying off student loans isn’t going to happen overnight – it takes time, and most importantly, discipline. There are some steps you can take to speed up the process and be debt-free sooner rather than later. If you’re in need of some advice on this subject, you’re in the right place.  

If you’ve only been paying the minimum, odds are you haven’t...

It’s finally house-hunting season and you could not be more excited to get the ball rolling on your big purchase! Before you hit the road or the search bar, consider these 7 steps. 

Before signing the papers or falling in love with the first home you see, be realistic about what is in your budget. We recommend spending no more than 25 percent of your monthly income on the mortgage....

Whether you’ve been looking for a while or just decided to begin the hunt, buying a home is an exciting adventure! With rates so low, it’s the perfect time to become a new homeowner. But do you know some of the things you should be doing before stumbling upon your dream home? We’re here to explain our top four steps to home buying so you can enjoy the journey. 

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