Why American First Credit Union?
We have always been focused on the financial well-being of our members and communities. From offering a variety of convenient accounts to providing lending services you can trust. We are here for you. Your exclusive member benefits include:
- Membership fee paid by American First
- Initial deposits waived
- Easy direct deposit and savings plans
- Low rates on Home Loans, Auto Loans, Personal Loans & Credit Cards
- Membership benefits for you and your family
Save Your Way
A smart savings strategy benefits you throughout your whole life. Whether you’re looking for a savings account with the highest rate of return or an innovative savings account with chances to win big, we’ve got you covered. We know our members have different savings priorities throughout their lives, so we give you options along the way. Save the way you want, when you want, with us.
Be ready for the holidays with our Holiday Club account, and you will earn a better return than a traditional savings account! Save money each pay period and get an automatic payout in your American First account in November.

A Better Way to Finance
When you choose American First Credit Union, you benefit from low-interest loans. Whether you’re looking to purchase a home, upgrade your current vehicle, or make purchases more convenient, our lending team is ready to help.
As our valued partner, you will receive up to .75% rate discount on Vehicle Loans, Personal loans, and Credit Cards, and a $500 discount off your loan processing costs on any Home Loan.
For Your Everyday Spending

Convenient Digital Access to your Accounts 24/7
Mobile Banking
Download the American First Credit Union mobile banking app to access your accounts from your smartphone.

"AFCU has always gone above and beyond in customer service! That is why I've been a customer for over 30 years even though I live out-of-state. I've also had my family members open their accounts with AFCU."
Gordon C.
AFCU Member
Advantages of Joining American First