Posted On: March 8, 2021 by American First Credit Union in: Banking Cybersecurity Digital Savings
Besides the obvious positive of having constant access to your bank account on your very own device, online and mobile banking bring various benefits to the table. If you haven’t downloaded our mobile app yet, keep reading to find out why you should.
1. Deposit Checks Anywhere
Save yourself a trip by depositing checks from the comfort of your home. It’s an easy process! All you do is endorse the check like normal, print the words “For Mobile Deposit” underneath the signature, take a picture of each side and enter basic information. Your check will be processed in seconds – it's as simple as that!
2. 24/7 Access
Say goodbye to working around business hours to do simple tasks like checking your balance, viewing your transaction history, transferring money, depositing checks or printing statements. With online and mobile banking, you have access to these services and information 24/7, even outside of credit union hours. Get the most up-to-date info in a matter of minutes!
3. Quick and Easy Transfer
Quickly transfer money from your savings account to your checking account or vice versa. This process is simple, too, and in just a few steps your transfer will be completed. Mobile banking is also helpful in situations if account balances get too low and you have automatic payments set up. You can set up notifications to make sure you transfer money before dropping below a specified amount and avoid overdrawing.
4. Never Miss a Bill with Bill Pay
Bill Pay is easy to set up and allows you to pay your bills without having to lift a finger. By filling out a few quick forms online, money will automatically be sent out or transferred each month to pay your bills in a timely manner. Not only is this convenient for you, but it allows you to completely avoid the risk of paying a late fee!
5. Print or Download Statements
Save yourself another trip with access to e-Statements anytime. If you’re wanting to print or download statements for tax purposes or personal records, you simply login to your online account and print off what you want. This makes organizing your personal records easy, too, whether you want to do so on paper or on your computer.
There are so many reasons why online and mobile banking are great, so it’s time to get started and reap the benefits! Click here to join and learn more about American First’s digital services and find out what your next online banking steps are.
